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BEST MEDICAL CARDS IN MALAYSIA
Don't let expensive hospital fees stop you from receiving the medical treatment you deserve. Ease your burden with a medical card that pays 100% of your medical bills. Have the convenience of cashless admissions and outpatient benefits at both government and private hospitals.

We found 36 medical insurance for you.

 

AIA A-PLUS MED PLAN

Premiums:
From RM
296.27
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
260,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
83

Features

  • No lifetime limit
  • Annual limit increments
  • Lifelong coverage up to age 100*

AIA A-LIFE MED REGULAR

Premiums:
From RM
543.78
Room & Board:
Up to RM
250
Annual Limit:
Up to RM
150,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
83

Features

  • No lifetime limit
  • Zero co-insurance and deductible charges
  • Lifelong coverage up to age 100*

ALLIANZ CARE PLUS PLAN

Premiums:
From RM
289.84
Room & Board:
Up to RM
350
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
1,500,000
Panel Hospital:
Up to
112

Features

  • Maximum entry at age of 69
  • Coverage includes home nursing care and daily cash allowance
  • Cashless admission facility
Premiums:
From RM
372.06
Room & Board:
Up to RM
350
Annual Limit:
Up to RM
125,000
Lifetime Limit:
RM
375,000
Panel Hospital:
Up to
112

Features

  • Maximum entry at age of 69
  • Choice of plans to suit your budget
  • Cashless admission facility

AXA SMARTCARE OPTIMUM

Premiums:
From RM
329.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
500,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
92

Features

  • Wider protection with coverage up to RM500,000
  • Coverage for outpatient treatments
  • Cashless admission facility
Premiums:
From RM
185.00
Room & Board:
Up to RM
200
Annual Limit:
Up to RM
50,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
92

Features

  • Covers full medical bill
  • Coverage for outpatient treatments
  • Cashless admission facility

AXA MEDICAL CARE PLUS

Premiums:
From RM
514.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
500,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
92

Features

  • No lifetime limit
  • Zero co-insurance and deductible charges
  • Cashless admission facility

AXA HOPE MEDIC

Premiums:
From RM
587.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
500,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
92

Features

  • No lifetime limit
  • Zero co-insurance and deductible charges
  • Enjoy no claim bonus
Premiums:
From RM
399.62
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
300,000
Lifetime Limit:
RM
1,500,000
Panel Hospital:
Up to
97

Features

  • Enjoy no claim bonus
  • Zero co-insurance
  • Cashless admission facility
Premiums:
From RM
450.00
Room & Board:
Up to RM
400
Annual Limit:
Up to RM
200,000
Lifetime Limit:
RM
800,000
Panel Hospital:
Up to
76

Features

  • Executive second opinion services
  • Coverage for outpatient treatments
  • Easy hospital admission
Premiums:
From RM
572.00
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
300,000
Lifetime Limit:
RM
6,000,000
Panel Hospital:
Up to
76

Features

  • Enjoy no claim discount
  • Zero co-insurance
  • Annual limit increments
Premiums:
From RM
222.00
Room & Board:
Up to RM
400
Annual Limit:
Up to RM
200,000
Lifetime Limit:
RM
2,000,000
Panel Hospital:
Up to
76

Features

  • Lifetime limits up to RM2,000,000
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Annual limit increments
Premiums:
From RM
426.12
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
450,000
Panel Hospital:
Up to
69

Features

  • Double overall annual limit for accidental injury while travelling overseas
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Choice to choose with or without medical card
Premiums:
From RM
413.40
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
450,000
Panel Hospital:
Up to
69

Features

  • Double overall annual limit for accidental injury while travelling overseas
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Choice to choose with or without medical card
Premiums:
From RM
965.66
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
450,000
Panel Hospital:
Up to
69

Features

  • Extra features available for mediGuard Senior plan
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Choice to choose with or without medical card

KURNIA MEDIGUARD LADY

Premiums:
From RM
420.82
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
450,000
Panel Hospital:
Up to
69

Features

  • Protection against female illness
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Choice to choose with or without medical card
Premiums:
From RM
721.86
Room & Board:
Up to RM
1,000
Annual Limit:
Up to RM
300,000
Lifetime Limit:
RM
900,000
Panel Hospital:
Up to
69

Features

  • Double overall annual limit upon diagnosis of critical illness
  • Enjoy no claim bonus
  • Family discount available

LONPAC MEDISECURE

Premiums:
From RM
419.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
300,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
102

Features

  • No lifetime limit
  • Worldwide coverage
  • Enjoy no claim bonus

MEDIRIDER

Premiums:
From RM
192.00
Room & Board:
Up to RM
450
Annual Limit:
Up to RM
100,000
Lifetime Limit:
RM
300,000
Panel Hospital:
Up to
97

Features

  • Choice of extension of coverage
  • Guaranteed renewable up to age 75
  • Hassle-free admission to panel hospitals

PACIFIC MEDI-PAC

Premiums:
From RM
473.80
Room & Board:
Up to RM
450
Annual Limit:
Up to RM
100,000
Lifetime Limit:
RM
400,000
Panel Hospital:
Up to
107

Features

  • Renewal up to age of 80 on next birthday
  • No per disability limit
  • Unisex premium rates

PACIFIC MEDI-CARE

Premiums:
From RM
335.00
Room & Board:
Up to RM
400
Annual Limit:
Up to RM
400,000
Lifetime Limit:
RM
-
Panel Hospital:
Up to
107

Features

  • Renewal up to age of 70 on next birthday
  • High overall annual limits
  • Double limit on overseas hospitalisation

PACIFIC MEDI-MAJOR

Premiums:
From RM
115.55
Room & Board:
Up to RM
400
Annual Limit:
Up to RM
100,000
Lifetime Limit:
RM
400,000
Panel Hospital:
Up to
107

Features

  • Renewal up to age of 80 on next birthday
  • Outpatient treatment available
  • Unisex premium rates
Premiums:
From RM
407.05
Room & Board:
Up to RM
2,000
Annual Limit:
Up to RM
1,000,000
Lifetime Limit:
RM
3,000,000
Panel Hospital:
Up to
107

Features

  • Renewal up to age of 80 on next birthday
  • Outpatient treatment available
  • Unisex premium rates

PRUHEALTH

Premiums:
From RM
602.00
Room & Board:
Up to RM
600
Annual Limit:
Up to RM
250,000
Lifetime Limit:
RM
2,500,000
Panel Hospital:
Up to
82

Features

  • Enjoy no claim bonus
  • Automatic upgrade option of your PRUhealth plan*
  • Option to waive the annual claims limit*

RHB MEDISURE

Premiums:
From RM
338.14
Room & Board:
Up to RM
450
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
450,000
Panel Hospital:
Up to
128

Features

  • Renewal up to age of 75 on next birthday
  • Optional deductible programme
  • Income tax relief
Premiums:
From RM
125.08
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
750,000
Panel Hospital:
Up to
110

Features

  • Covered out-patient treatments*
  • No requirement of re-declaration of health status at renewal
  • Cashless admission facility
Premiums:
From RM
429.30
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
120,000
Lifetime Limit:
RM
500,000
Panel Hospital:
Up to
110

Features

  • Renewal up to age of 75 on next birthday
  • Covered out-patient treatments*
  • Cashless admission facility
Premiums:
From RM
620.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
275,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
105

Features

  • Comprehensive coverage up to age of 85
  • 15% no claim cash back
  • No lifetime limit
Premiums:
From RM
355.00
Room & Board:
Up to RM
350
Annual Limit:
Up to RM
120,000
Lifetime Limit:
RM
-
Panel Hospital:
Up to
108

Features

  • No medical examination required
  • Full reimbursement up to the overall annual limit
  • Accompanying lodger benefits
Premiums:
From RM
100.00
Room & Board:
Up to RM
400
Annual Limit:
Up to RM
100,000
Lifetime Limit:
RM
-
Panel Hospital:
Up to
108

Features

  • Comprehensive cover
  • Full reimbursement up to the overall annual limit
  • A choice of deductible limits
Premiums:
From RM
300.00
Room & Board:
Up to RM
500
Annual Limit:
Up to RM
120,000
Lifetime Limit:
RM
500,000
Panel Hospital:
Up to
108

Features

  • Comprehensive cover
  • Daily-cash allowance for hospitalisation at Malaysia government hospital
  • Family discount available

ZURICH MEDICAGEN 200

Premiums:
From RM
414.00
Room & Board:
Up to RM
360
Annual Limit:
Up to RM
120,000
Lifetime Limit:
RM
36,000
Panel Hospital:
Up to
97

Features

  • Renewal up to age of 75 on next birthday
  • Lifetime limit up to RM360,000
  • Cashless admission facility

ACE CRYSTAL MEDIPLUS

Premiums:
From RM
91.16
Room & Board:
Up to RM
300
Annual Limit:
Up to RM
250,000
Lifetime Limit:
RM
-
Panel Hospital:
Up to
67

Features

  • Room and board benefits up to 120 days
  • Post-hospitalization benefits
  • Outpatient treatment available

ACE CRYSTAL SIHAT

Premiums:
From RM
257.58
Room & Board:
Up to RM
450
Annual Limit:
Up to RM
150,000
Lifetime Limit:
RM
-
Panel Hospital:
Up to
67

Features

  • Room and board benefits up to 150 days
  • Intensive care unit up to 75 days
  • Daily cash allowance

MAA MEDICA2015

Premiums:
From RM
486.54
Room & Board:
Up to RM
1,000
Annual Limit:
Up to RM
500,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
98

Features

  • No lifetime limit
  • Enjoy no claim bonus
  • Enjoy comprehensive medical coverage with no co-takaful

MANULIFE CARE-FOR-YOU

Premiums:
From RM
548.23
Room & Board:
Up to RM
As charged
Annual Limit:
Up to RM
320,000
Lifetime Limit:
No limit
Panel Hospital:
Up to
98

Features

  • No lifetime limit
  • Family coverage
  • Coverage whilst overseas
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