Bank Islam My First Home Scheme

Bank Islam My First Home Scheme


  • Margin of financing: Up to 100% against SPA/OMV, whichever is lower + 5% for MRTT and LTHT
  • For the purchase of residential property value RM100,000 up to RM500,000
  • Longer financing tenure up to 35 years or 65 years old, whichever comes earlier
Minimum Loan Amount

RM 50,000

Base Rate


Flexi Loan


Lock-In Period

0 years

Lending Rate 4.25%
Base Rate 3.70%
Spread Rate 0.55%
Loan Tenure 35 years
Penalty 0.000%
Insurance Name MRTT
Minimum Age 18 years old
Maximum Age 40 years old
Minimum Loan Amount RM 50,000
Maximum Loan Amount RM 500,000

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