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UOB VOX Card

UOB VOX Card

 

  • Earn SMART$ rebates from participating merchants
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

6% for 12 months

Annual Fee
Annual Fee

RM 72.00 (6.00/month)

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Rewards

Earn up to 10% SMART$ Rebates in addition to Cash Rebates from our merchants.

Balance Transfer

Reducing Balance

Plan Special Interest Rate Special Interest Rate Term
Plan 14 7.77% p.a. 6 months
Plan 15 7.88% p.a. 12 months
Plan 16 7.99% p.a. 18 months

 

Fixed Balance

Fixed-pay 6 Months Fixed-pay 12 Months
3.3% interest for 6 months 6.0% interest for 12 months
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

1.25%

15%

for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of at least 10/12 months
Tier 3 1.50% 18% for those do not faill in tier 1 or tier 2
FEES & CHARGES
Annual fee RM 72.00 (6.00/month)
Annual fee condition Monthly fee waived with just 1 swipe a month
Annual fee for suplementary card RM 30.00
Minimum monthly payment 5% of the outstanding balance or RM50, whichever is higher
Late payment interest A minimum of RM10 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date whichever is higher, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM20* whichever is higher
Cash withdrawal interest rate 18% p.a. daily interest from the total cash advance amount
Balance transfer interest rate 6% for 12 months
Balance transfer max valid duration Up to 18 months
Balance transfer early settlement penalty RM100

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