Swipe your UOB Card and earn SMART$ Rebates automatically, which can be redeemed for your next purchase.
1 SMART$ is equivalent to RM1.
Click here for merchant list.
|Annual fee||RM 68.00|
|Annual fee for suplementary card||RM 30.00|
|Minimum monthly payment||5% of the outstanding balance or RM50, whichever is higher|
|Late payment interest||A minimum of RM10 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date whichever is higher, up to a maximum of RM100|
|Finance charge interest rate per month||1.25%|
|Finance charge interest rate per year||15%|
|Cash withdrawal||5% of the amount withdrawn or a minimum of RM20* whichever is higher|
|Cash withdrawal interest rate||18% p.a. daily interest from the total cash advance amount|
|Balance transfer interest rate||6% for 12 months|
|Balance transfer max valid duration||Up to 18 months|
|Balance transfer early settlement penalty||RM100|