UOB Lady's Solitaire Card

UOB Lady's Solitaire Card


  • 10% cash back on Wednesday & weekend fashion purchases
  • Exclusive offers and savings on top brands* every Wednesday
  • 0% IPP programme at selected merchants
  • Travel Cashback: Travel protection plan up to RM500,000
  • Shoping Cashback: 10% cashback & 10x UNIRinggit, purchase protection plan up to RM30,000
Minimum Monthly Income
Minimum Monthly Income

RM 8

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

6% for 12 months

Annual Fee
Annual Fee

RM 300.00

Credit Card's Promotion


10% cash back on Wednesday & Weekend fashion purchases.

Lady's Card Minimum Qualifying Spend in a calendar month Maximum Cash Back to be awarded per calendar month
Classic RM300 RM30
Platinum RM500 RM50
Solitaire RM800 RM80
Lady's Card Member Birthday Rewards
30% OFF on Advance Facial Treatment @ Jurlique 

Promotion Period: 1 March 2018 - 31 December 2018

Swipe your UOB Card and earn SMART$ Rebates automatically, which can be redeemed for your next purchase.

1 SMART$ is equivalent to RM1.

Click here for merchant list.


Earn one (1) UNIRinggit for every RM1.00 charged and debited to their UOBM Credit Card account for any retail purchases

Balance Transfer

Reducing Balance

Plan Special Interest Rate Special Interest Rate Term
Plan 14 7.77% p.a. 6 months
Plan 15 7.88% p.a. 12 months
Plan 16 7.99% p.a. 18 months


Fixed Balance


  • 0% EPP for overseas purchases
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of at least 10/12 months
Tier 3 1.50% 18% for those do not faill in tier 1 or tier 2


Flexi Pay

UOB Lady's LuxePay Plan

  • Enjoy financial flexibility of 0% p.a. 6 or 12-month instalment payment plan for purchase worth RM2,000 or more
  • Purchase protection plan up to RM30,000 & travel protection plan up to RM500,000
Annual fee RM 300.00
Annual fee for suplementary card RM 30.00
Minimum monthly payment 5% of the outstanding balance or RM50, whichever is higher
Late payment interest A minimum of RM10 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date whichever is higher, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM20* whichever is higher
Cash withdrawal interest rate 18% p.a. daily interest from the total cash advance amount
Balance transfer interest rate 6% for 12 months
Balance transfer max valid duration Up to 18 months
Balance transfer early settlement penalty RM100

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