Standard Chartered WorldMiles MasterCard

Standard Chartered WorldMiles MasterCard


  • Earn up to 3 miles for every RM1 spent with no expiration
  • RM2 overseas spend = 1 WorldMiles point, RM3 spend = 1 WorldMiles point
Minimum Monthly Income
Minimum Monthly Income

RM 8

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

5.99% p.a

Annual Fee
Annual Fee

RM 600.00

Credit Card's Promotion

Balance Transfer

Enjoy a low interest rate across flexible repayment periods with Standard Chartered Balance Transfer Plus

  Monthly Repayment (RM)
Balance Transfer Amount (RM) 12 mth 18 mth 24 mth 36 mth
1,000 88.33 60.55 46.66 32.77
5,000 441.63 302.74 233.29 163.85
10,000 883.25 605.47 466.58 327.69
15,000 1324.88 908.21 699.88 491.54
20,000 1766.50 1210.94 933.17 655.39

* Based on fixed rate 5.99% per annum

Spend WorldMiles Points Partner Airline
Local retail spend - RM3

1x WorldMiles points

(2 WorldMiles = 1 AirMile)

Asia Miles



AirAsia BIG

Overseas retail spend - RM2

* Redemption have to be made in multiples of 1,000 units


  • Unlimited plaza premium lounge access in KLIA and KLIA 2.
  • Complimentary airport ride transfer by performing 3x overseas transactions in the past 30 days.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months
Annual fee RM 600.00
Annual fee condition Waived for first year, subsequent years waived with minimum spend of RM60,000 p.a.
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Balance transfer interest rate 5.99% p.a
Balance transfer max valid duration Up to 36 months

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