Standard Chartered Visa Platinum

Standard Chartered Visa Platinum


  • Annual fee : Waived for life
  • Earn up to 5X reward points
  • Get extra 5,000 bonus points every month
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

5.99% p.a

Annual Fee
Annual Fee

RM 0.00

Credit Card's Promotion

Spending category Spend distribution Points multiplier Spend RM1,500 monthly Spend RM2,000 monthly
      Spend Points earned Spend Points earned
Dining 40% 5x RM600 3,000 RM800 4,000
Department store 20% 5x RM300 1,500 RM400 2,000
Overseas 10% 5x RM150 750 RM200 1,000
Others (such as groceries, petrol, pharmacy) 30% 1x RM450 450 RM600 600
Total 100%   RM1,500 5,700 RM2,000 7,600
Bonus points when you spend more than RM1,500   5,000   5,000
Total points earned for the month   10,700   12,600
Total 360o Rewards Points earned for 12 months


(Assuming a consistent monthly spend as illustrated above)

  128,400    151,200


 Points Rewards Redemption Items Samples
 20,000 Points and Above
  • Travel essentials (such as travel pouch, luggage tag, travel lock)
  • Gift Card/ Vouchers
  • Tupperware products
 50,000 Points and Above
  • Bags (such as laptop bag, foldable travel bag, school bag)
  • Lock & Lock products
  • Home Electronics
 150,000 points and above
  • Luggage Bag
  • Smart phones
Balance Transfer

Enjoy a low interest rate across flexible repayment periods with Standard Chartered Balance Transfer Plus

  Monthly Repayment (RM)
Balance Transfer Amount (RM) 12 mth 18 mth 24 mth 36 mth
1,000 88.33 60.55 46.66 32.77
5,000 441.63 302.74 233.29 163.85
10,000 883.25 605.47 466.58 327.69
15,000 1324.88 908.21 699.88 491.54
20,000 1766.50 1210.94 933.17 655.39

* Based on fixed rate 5.99% per annum

Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months


Annual fee RM 0.00
Annual fee condition Waived for life
Annual fee for suplementary card RM 0.00
Annual fee condition for supplementary card Waived for life
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Balance transfer interest rate 5.99% p.a
Balance transfer max valid duration Up to 36 months

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