SOGO-RHB Credit Card

SOGO-RHB Credit Card


  • Earn up to 5% cashback when shop at KL SOGO
  • Earn reward points when shop at KL SOGO
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

1.99% for 9 months

Annual Fee
Annual Fee

RM 88.00

Credit Card's Promotion


Enjoy up to 5% cashback when you shop at SOGO KL Department Store and Supermarket!

Spend from Cashback Rate
RM500 and below 1%
RM501 - RM1,000 3%
RM1,001 & Above 5%
Capping Rate (RM) 50
  • 1 SOGO reward point for every RM1 spent in KL SOGO Department Store
  • 1 SOGO reward point for every RM2 spent in KL SOGO Supermarket and everywhere else
Balance Transfer

Transfer your outstanding balance from other cards via RHB Smart Move Balance Transfer plan today!

Tenure (Month) 12 18 24





Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 3,000 3,000
Interest Rate (One Time Charge) 4% 7% 10% 1.99% 4%
One Time Interest Charge (RM) 40 70 100 59.70 120
Monthly Repayment (RM) 86.66 59.44 45.83 339.97 208
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months and new cardmembers
Annual fee RM 88.00
Annual fee for suplementary card RM 0.00
Annual fee condition for supplementary card Waived for life
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the transaction amount or a minimum of RM15, whichever is higher
Cash withdrawal interest rate 18% per annum calculated from the date of disbursement until payment in full
Balance transfer interest rate 1.99% for 9 months
Balance transfer max valid duration Up to 24 months
Balance transfer early settlement penalty NA

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