Important Notes :
* Accumulated amount of interest charges incurred in a total of 12 months based on 18%p.a. with a 5% monthly payment on due date.
** Accumulated amount of interest charges incurred in a total of 12 months based on 8.99% p.a. for 12 months.
EXCLUSIVE HEALTHCARE PRIVILEGE
|Annual fee||RM 195.00|
|Annual fee condition||Free for 1st year (swipe 3 times within 60 days after approval)|
|Minimum monthly payment||5% of outstanding balance or a minimum of RM50, whichever is higher|
|Late payment interest||1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100|
|Finance charge interest rate per month||1.25%|
|Finance charge interest rate per year||15%|
|Cash withdrawal||5% of cash advance amount or minimum RM20, whichever higher|
|Cash withdrawal interest rate||18% per annum daily interest|
|Balance transfer interest rate||9.99% p.a for 12 months|
|Balance transfer max valid duration||Up to 36 months|
|Balance transfer early settlement penalty||Full settlement has to be made|