RHB Platinum Credit Card

RHB Platinum Credit Card

Earn Up To 5X Reward Points With Your RHB Platinum Credit Card


  • Annual Fee : Waived with minimum spend of RM24,000 per annum
  • Earn up to 5X reward points
  • Air Miles redemption
  • Travel Cashback: 500 Enrich Miles = 5,500 RHB Reward Points
  • Entertainment Cashback: 5X reward points for dining during birthday month, 3X reward points for everyday
  • Shoping Cashback: 3X reward points for overseas spend, 2X reward points for local spend
  • 1X reward point for other spend
Minimum Monthly Income
Minimum Monthly Income

RM 4

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

1.99% for 9 months

Annual Fee
Annual Fee

RM 200.00

Credit Card's Promotion


Discover how many reward points you can earned when you shop with your new RHB Platinum Credit Card

  Reward Points
Dining 5X during birthday month, 3X for everyday
Overseas Retail Spend 3X
Utilities, Insurance & Shopping 2X
Others 1X
Balance Transfer

Transfer your outstanding balance from other cards via RHB Smart Move Balance Transfer plan today!

Tenure (Month) 12 18 24





Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 3,000 3,000
Interest Rate (One Time Charge) 4% 7% 10% 1.99% 4%
One Time Interest Charge (RM) 40 70 100 59.70 120
Monthly Repayment (RM) 86.66 59.44 45.83 339.97 208

Travel Insurance

  • Travel insurance up to RM600,000


Air Miles Redemption

  • Redeemable for all miles from over 40 airlines and airline vouchers
  • 500 Enrich Miles = 5,500 RHB Reward Points
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months and new cardmembers


Annual fee RM 200.00
Annual fee condition Waived with minimum spend of RM24,000 p.a.
Annual fee for suplementary card RM 0.00
Annual fee condition for supplementary card Waived for life
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the transaction amount or a minimum of RM15, whichever is higher
Cash withdrawal interest rate 18% per annum calculated on a daily basis
Balance transfer interest rate 1.99% for 9 months
Balance transfer max valid duration Up to 24 months
Balance transfer early settlement penalty NA

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