Public Bank Visa Platinum Credit Card

Public Bank Visa Platinum Credit Card


  • Annual Fee: Waived with minimum 12 swipes per annum
  • Earn unlimited cash MegaBonus for all retail transaction
  • Up to RM500,000 travel insurance coverage
  • Petrol Cashback: Not applicable for cash MegaBonus
  • Unlimited cash MegaBonus of 0.2% on both local and overseas retail purchases
Minimum Monthly Income
Minimum Monthly Income

RM 4

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 6 months

Annual Fee
Annual Fee

RM 333.00

Credit Card's Promotion


Unlimited Cash MegaBonus

  • Unlimited Cash MegaBonus of 0.2% on both local and overseas retail purchases

Note: Retail purchases exclude casino and petrol transactions, AIA transactions (for PB-AIA Visa Gold Credit Card only), cash advances, balance transfer, transactions at Tunku Abdul Rahman University and Tunku Abdul Rahman University College campus, governmentrelated payments, payments to charity and payments via www.pbebank.com and ATM.

Balance Transfer
Tenure (Month) 6 6 12


Minimum Balance Transfer Amount (RM) 500 - 1,999.99 2,000 and above 1,000 3,000 6,000
One Time Upfront Fee 1.5% 0% 3% 5% 7%



Complimentary Automatic Travel Insurance

  • Up to RM500,000 in travel insurance coverage
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



With prompt minimum repayment for 12 months within 12 consecutive months

Tier 2

1.42% 17% With prompt minimum repayment for 10 months and more within the last 12 consecutive months
Tier 3 1.50% 18% Credit cardholders who do not meet the above criteria.


Annual fee RM 333.00
Annual fee condition Waived for first year, subsequent years waived with minimum 12 swipes p.a.
Annual fee for suplementary card RM 150.00
Minimum monthly payment 5% of the outstanding balance as at statement date or a minimum of RM50, whichever is higher.
Late payment interest Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of cash advance amount or minimum RM20, whichever higher
Cash withdrawal interest rate 18% p.a. daily interest from the total cash advance amount
Balance transfer interest rate 0% for 6 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Up to 24 months
Balance transfer early settlement penalty RM100.00

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