Public Bank Platinum MasterCard Credit Card

Public Bank Platinum MasterCard Credit Card


  • Annual Fee: Waived with minimum 12 swipes per annum
  • Up to RM500,000 travel insurance coverage
  • Earn VIP point on retail transaction
  • Petrol Cashback: Not applicable for reward points
  • Every RM1 spent = 1 VIP point
Minimum Monthly Income
Minimum Monthly Income

RM 4

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 6 months

Annual Fee
Annual Fee

RM 333.00

Credit Card's Promotion


VIP Points
• 1x VIP Point for RM1

Retail purchases exclude casino and petrol transactions, cash advances, balance transfer, transactions at University Tunku Abdul Rahman and Tunku Abdul Rahman University College campus, government-related payments, payments to charity, payments via www.pbebank.com and ATM.

Balance Transfer
Tenure (Month) 6 6 12


Minimum Balance Transfer Amount (RM) 500 - 1,999.99 2,000 and above 1,000 3,000 6,000
One Time Upfront Fee 1.5% 0% 3% 5% 7%



Complimentary Automatic Travel Insurance

  • Up to RM500,000 travel insurance coverage
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



With prompt minimum repayment for 12 months within 12 consecutive months

Tier 2

1.42% 17% With prompt minimum repayment for 10 months and more within the last 12 consecutive months
Tier 3 1.50% 18% Credit cardholders who do not meet the above criteria.



e-Commerce Purchase Protection

Protected for worldwide online purchases of up to USD200 and covers you if:

  • Incomplete delivery or wrong item delivered
  • Improper functioning due to physical damage to delivered items
  • Non-delivery of purchase after 30 days of the scheduled delivery
Annual fee RM 333.00
Annual fee condition Waived for first year, subsequent years waived with minimum 12 swipes p.a.
Annual fee for suplementary card RM 150.00
Minimum monthly payment 5% of the outstanding balance as at statement date or a minimum of RM50, whichever is higher.
Late payment interest Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of cash advance amount or minimum RM20, whichever higher
Cash withdrawal interest rate 18% p.a. daily interest from the total cash advance amount
Balance transfer interest rate 0% for 6 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Up to 24 months
Balance transfer early settlement penalty RM100.00

Malaysia's Latest Financial and Price Comparison Site

Select up to 3 product for comparison.


BolehCompare.com ("we") doesn't provide any financial or professional advice. We only provide a free and impartial price comparison service. We are neither liable nor responsible for any inaccurate information that may be viewed on this website. In case of any discrepancy between the information provided by BolehCompare.com and relevant information provided by banks, card issuers or card providers ("partner institutions"), the information provided by the partner institutions shall prevail. Please read carefully our terms and conditions and privacy policy for more information.