Maybank Islamic MasterCard Ikhwan Gold Card

Maybank Islamic MasterCard Ikhwan Gold Card

The Card That Gives Back To Charity And Sends You To Umrah.


  • Annual Fee: Waived for life
  • Earn TreatsPoints on all spending
  • Cashback for petrol and groceries
  • Petrol Cashback: 5% cash back on Friday and Saturday
  • Groceries Cashback: 5% cash back on Friday and Saturday
  • Every RM1 spent = 1 TreatsPoint
Minimum Monthly Income
Minimum Monthly Income

RM 2,500

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 12 months

Annual Fee
Annual Fee

RM 0

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Discover how much you can save when you shop with your new Maybank Islamic MasterCard Ikhwan Gold Card
Cashback Category Cashback Rate Monthly Cap Spend
Petrol 5% RM50 Friday & Saturday
Groceries 5% RM50 Friday & Saturday


Maybank TreatsPoints
Earn TreatsPoints Spent
1 TP on every RM1 on all local and overseas retail expenses


Balance Transfer

Save more with lower interest rates when you transfer your other credit card balance via Maybank Balance Transfer Programme

Tenure (Month) 6 9 12


Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 2,000 2,000
Interest Rate (per month) 0.50% 0.75% 0% 0.375% 0.413%
One Time Upfront Fee 0% 0% 3% 0% 0%
Monthly Repayment (RM) 171.67 118.61 85.83 88.33 63.82
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months
Annual fee RM 0
Annual fee for suplementary card RM 0
Minimum monthly payment 5% of outstanding balance or a minimum of RM25, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of amount withdrawn or RM18, whichever is higher
Cash withdrawal interest rate 18% p.a. or 1.5% p.m. of cash advance amount calculated on a daily basis
Balance transfer upfront fee 3%
Balance transfer interest rate 0% for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Up to 36 months
Balance transfer early settlement penalty NA
Goods & Services Tax (GST) 6% GST will be imposed on fees and charges where applicable
Minimum annual income RM 30000
Minimum age for primary card holder 21 years old
Minimum age for supplementary card holder 18 years old

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