HSBC Visa Platinum / Platinum Mastercard

HSBC Visa Platinum / Platinum Mastercard


  • Earn more reward points when you shop!
Minimum Monthly Income
Minimum Monthly Income

RM 3

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 3 months

Annual Fee
Annual Fee

RM 240.00

Credit Card's Promotion

8X Reward Points at Mid Valley Megamall and The Gardens Mall
5X Reward Points at more than 30 participating malls nationwide
1X Reward Points on all other daily spend
Balance Transfer

Balance transfer rate

Plan A Plan A Plan B Plan C For new sign up HSBC customer
Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 1,000
Tenure (month) 6 months 6 months 12 months 3 months / 6 months
Interest Rate 0% interest p.a. with 3% upfront interest 4.99% interest p.a. 6.99% interest p.a. 0% interest p.a. / 1.99% interest p.a.


Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for those who do not fall under above categories
Annual fee RM 240.00
Annual fee for suplementary card RM 120.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount advanced or a minimum of RM15.00, whichever is higher
Cash withdrawal interest rate 18% per annum calculated on a daily basis
Balance transfer interest rate 0% for 3 months
Balance transfer max valid duration Up to 12 months

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