Hong Leong Infinite Doctor's Edition Credit Card

Hong Leong Infinite Doctor's Edition Credit Card


  • Annual fee : Waived for life
  • Access to the Plaza Premium Lounge
  • Auto conversion to enrich miles monthly
  • Travel Cashback: RM1.80 overseas retail spend = 1 Enrich Mile
  • RM2.80 local retail spend = 1 Enrich Mile
Minimum Monthly Income
Minimum Monthly Income

RM 0

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

6.99% p.a for 12 months

Annual Fee
Annual Fee

RM 0.00

Credit Card's Promotion

Balance Transfer
BT Repayment Period BT Interest Rate Eligibility
Lifetime (No fixed repayment period) 4.99%p.a. New Cardholder (Never own a Hong Leong Credit Card before)
6 or 12 months 6.99%p.a. HLB Credit Card Holder


  Local transaction Overseas transaction
Enrich Mile Conversion Rate RM2.80 retail spend*  to 1 Enrich Mile  RM1.80 retail spend* to 1 Enrich Mile


Access to the Plaza Premium Lounge

Participating lounges:

1.     KLIA

2.     KLIA 2



5.     PENANG


7.     KUCHING

8.     The Green Market @ CHANGI, SINGAPORE

Note: In the first year of membership, the first four (4) accesses to Plaza Premium airport lounges in Malaysia and Singapore will be borne by the Bank and available to the Principal cardholder. In the subsequent years, the Bank will bear up to four (4) accesses to the lounges, subject to a minimum cumulative retail spend* of RM100,000 in the preceding year.


Up to RM3 million travel insurance coverage when you charged full fare of your flight ticket.

Low Interest
Cardholder’s payment behavior Retail interest rate
Cardholders who promptly settle their minimum payment due for 12 consecutive months 15% p.a.
Cardholders who promptly settle their minimum payment due for 10 months or more in a 12-month cycle; and 17% p.a.
Cardholders who do not fall within the above categories 18% p.a.


Annual fee RM 0.00
Annual fee condition Waived for life
Annual fee for suplementary card RM 0.00
Annual fee condition for supplementary card Waived for life
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount advanced or a minimum of RM20, whichever is higher. This is imposed for each cash advance transaction
Cash withdrawal interest rate 18% per annum calculated on a daily basis
Balance transfer interest rate 6.99% p.a for 12 months
Balance transfer max valid duration Up to 12 months
Balance transfer early settlement penalty RM70.00

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