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Hong Leong Fortune Card

Hong Leong Fortune Card

 

  • No annual fee with 12 swipes p.a. or RM8,000 retail spend p.a.
  • 1% Real Cash Earnings on monthly spend
  • Up to RM1,800 Bonus Real Cash Earnings every anniversary
  • RM100 x 1% = RM1
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

6.99% p.a for 12 months

Annual Fee
Annual Fee

RM 160.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Cashback

Earn 1% in cash for every Ringgit spent on shopping, dining, petrol or just about anything else.

 

*Real Cash Earnings will only be credited upon meeting the minimum threshold of RM20 and capped at a maximum of RM50 calculated on a monthly basis.

Balance Transfer
BT Repayment Period BT Interest Rate Eligibility
Lifetime (No fixed repayment period) 4.99%p.a. New Cardholder (Never own a Hong Leong Credit Card before)
6 or 12 months 6.99%p.a. HLB Credit Card Holder
Low Interest
Cardholder’s payment behavior Retail interest rate
Cardholders who promptly settle their minimum payment due for 12 consecutive months 15% p.a.
Cardholders who promptly settle their minimum payment due for 10 months or more in a 12-month cycle; and 17% p.a.
Cardholders who do not fall within the above categories 18% p.a.
Premium

Up to RM1,800 extra Real Cash Earnings on anniversary spend

Extra earnings are based on you total annual spend:

Total annual spend
Bonus
Equal or more than RM38,000
RM280
Equal or more than RM68,000
RM880
Equal or more than RM108,000
RM1,800
FEES & CHARGES
Annual fee RM 160.00
Annual fee condition Waived with minimum 12 swipes or RM8,000 retail spend p.a.
Annual fee for suplementary card RM 80.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount advanced or a minimum of RM20, whichever is higher. This is imposed for each cash advance transaction
Cash withdrawal interest rate 18% per annum calculated on a daily basis
Balance transfer interest rate 6.99% p.a for 12 months
Balance transfer max valid duration Up to 12 months
Balance transfer early settlement penalty RM70.00

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