Earn 1% in cash for every Ringgit spent on shopping, dining, petrol or just about anything else.
*Real Cash Earnings will only be credited upon meeting the minimum threshold of RM20 and capped at a maximum of RM50 calculated on a monthly basis.
|Annual fee||RM 160.00|
|Annual fee condition||Waived with minimum 12 swipes or RM8,000 retail spend p.a.|
|Annual fee for suplementary card||RM 80.00|
|Minimum monthly payment||5% of outstanding balance or a minimum of RM50, whichever is higher|
|Late payment interest||Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100|
|Finance charge interest rate per month||1.25%|
|Finance charge interest rate per year||15%|
|Cash withdrawal||5% of the amount advanced or a minimum of RM20, whichever is higher. This is imposed for each cash advance transaction|
|Cash withdrawal interest rate||18% per annum calculated on a daily basis|
|Balance transfer interest rate||6.99% p.a for 12 months|
|Balance transfer max valid duration||Up to 12 months|
|Balance transfer early settlement penalty||RM70.00|