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Citi Prestige Card

Citi Prestige Card

 

  • Earn unlimited Citi Rewards points on every spend
  • Enjoy unlimited airport lounge access and complimentary night stay at any hotels worldwide
  • Receive annual Relationship Bonus Points that corresponds with your length & depth of relationship with Citibank
  • Travel Cashback: RM1 in foreign currencies = 2 Citi Rewards points
  • RM1 spend locally = 1 Citi Rewards points
Minimum Monthly Income
Minimum Monthly Income

RM 17

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

9.99% p.a for 12 months

Annual Fee
Annual Fee

RM 1,000.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Rewards

Earn unlimited Citi Rewards points

  • RM 1 spend locally = 1 Citi Rewards points
  • RM 1 spend in foreign currencies = 2 Citi Rewards points

Transactions such as Cash Advance, GST or applicable fees & charges are NOT eligible for earning of Citi Rewards points

 

Relationship Bonus

Relationship Bonus Tiers

Years with Citibank Relationship Bonus Citigold Customer Relationship Bonus

1-3

4-6

7-9

10 and above

5%

10%

15%

20%

10%

20%

30%

40%

 

Redemption Flexibility

  • Use your Citi Rewards points by offsetting past purchases from your credit card statement, redeeming your favorite merchandise, convert to air miles or hotel loyalty points.
Balance Transfer
  • Flexible monthly instalment tenure of 6, 9, 12, 18, 24, 30 or 36 months
  • Flat Interest Rate between 5.32% - 5.81% p.a. which is equivalent to Effective Interest Rate (EIR) of 9.9% p.a.

Citibank Balance Transfer via instalment

Tenure (Month) 6 9 12 18 24 30 36
Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Flat interest rate equivalent by tenure 5.81% 5.56% 5.44% 5.35% 5.32% 5.32% 5.33%
Monthly Repayment (RM) 171.52 115.75 87.87 60.02 46.10 37.77 32.23

 

 

  • Flexible monthly repayments with a minimum 5% monthly repayment of total outstanding balances.
  • Effective interest rate of 8.99% p.a. for 12 months (equivalent to monthly interest rate of 0.749%).

Citibank Balance Transfer

Outstanding Balance (RM)

Normal Finance Charge at

18% p.a. for 12 months (RM)*

Balance Transfer at

8.99% p.a. for 12 months

(RM)**

    You PAY You SAVE
4,000 594 286 308
8,000 1188 572 616

Important Notes :

* Accumulated amount of interest charges incurred in a total of 12 months based on 18%p.a. with a 5% monthly payment on due date.

** Accumulated amount of interest charges incurred in a total of 12 months based on 8.99% p.a. for 12 months.

Travel

Complimentary night at any international hotel and resort

  • Get a complimentary night at any hotel of your choice with a minimum 4-consecutive-night stay

 

Complimentary ride home from KLIA

  • Swipe your card three times overseas and present your sales slips along with your Citi Prestige card and boarding pass at the Citi-Airport Limo Priority Booth for a complimentary ride home from Kuala Lumpur International Airport.

 

Unlimited airport lounge access

  • Citi Prestige gives the principal cardmember complimentary access into over 800 airport lounges in cities around the world through Priority Pass™

 

Complimentary Wi-Fi access globally

  • Sign up for a Boingo account and enjoy complimentary Wi–Fi access at over 1 million hotspots worldwide.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

1.25%

15%

for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months and new cardmembers

 

Premium

1-for-1 Gold Class tickets at Golden Screen Cinemas

  • Valid until 31 March 2019 for purchases made online or on the GSC mobile app. Applicable to advanced booking for screening on Saturday, Sundays and Public Holidays.
FEES & CHARGES
Annual fee RM 1,000.00
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of cash advance amount or minimum RM20, whichever higher
Cash withdrawal interest rate 18% per annum daily interest
Balance transfer interest rate 9.99% p.a for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer early settlement penalty Full settlement has to be made

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