Citi Prestige Card

Citi Prestige Card


  • Earn unlimited Citi Rewards points on every spend
  • Enjoy unlimited airport lounge access and complimentary night stay at any hotels worldwide
  • Receive annual Relationship Bonus Points that corresponds with your length & depth of relationship with Citibank
  • Travel Cashback: RM1 in foreign currencies = 2 Citi Rewards points
  • RM1 spend locally = 1 Citi Rewards points
Minimum Monthly Income
Minimum Monthly Income

RM 17

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

9.99% p.a for 12 months

Annual Fee
Annual Fee

RM 1,000.00

Credit Card's Promotion


Earn unlimited Citi Rewards points

  • RM 1 spend locally = 1 Citi Rewards points
  • RM 1 spend in foreign currencies = 2 Citi Rewards points

Transactions such as Cash Advance, GST or applicable fees & charges are NOT eligible for earning of Citi Rewards points


Relationship Bonus

Relationship Bonus Tiers

Years with Citibank Relationship Bonus Citigold Customer Relationship Bonus




10 and above










Redemption Flexibility

  • Use your Citi Rewards points by offsetting past purchases from your credit card statement, redeeming your favorite merchandise, convert to air miles or hotel loyalty points.
Balance Transfer
  • Flexible monthly instalment tenure of 6, 9, 12, 18, 24, 30 or 36 months
  • Flat Interest Rate between 5.32% - 5.81% p.a. which is equivalent to Effective Interest Rate (EIR) of 9.9% p.a.

Citibank Balance Transfer via instalment

Tenure (Month) 6 9 12 18 24 30 36
Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Flat interest rate equivalent by tenure 5.81% 5.56% 5.44% 5.35% 5.32% 5.32% 5.33%
Monthly Repayment (RM) 171.52 115.75 87.87 60.02 46.10 37.77 32.23



  • Flexible monthly repayments with a minimum 5% monthly repayment of total outstanding balances.
  • Effective interest rate of 8.99% p.a. for 12 months (equivalent to monthly interest rate of 0.749%).

Citibank Balance Transfer

Outstanding Balance (RM)

Normal Finance Charge at

18% p.a. for 12 months (RM)*

Balance Transfer at

8.99% p.a. for 12 months


    You PAY You SAVE
4,000 594 286 308
8,000 1188 572 616

Important Notes :

* Accumulated amount of interest charges incurred in a total of 12 months based on 18%p.a. with a 5% monthly payment on due date.

** Accumulated amount of interest charges incurred in a total of 12 months based on 8.99% p.a. for 12 months.


Complimentary night at any international hotel and resort

  • Get a complimentary night at any hotel of your choice with a minimum 4-consecutive-night stay


Complimentary ride home from KLIA

  • Swipe your card three times overseas and present your sales slips along with your Citi Prestige card and boarding pass at the Citi-Airport Limo Priority Booth for a complimentary ride home from Kuala Lumpur International Airport.


Unlimited airport lounge access

  • Citi Prestige gives the principal cardmember complimentary access into over 800 airport lounges in cities around the world through Priority Pass™


Complimentary Wi-Fi access globally

  • Sign up for a Boingo account and enjoy complimentary Wi–Fi access at over 1 million hotspots worldwide.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months and new cardmembers



1-for-1 Gold Class tickets at Golden Screen Cinemas

  • Valid until 31 March 2019 for purchases made online or on the GSC mobile app. Applicable to advanced booking for screening on Saturday, Sundays and Public Holidays.
Annual fee RM 1,000.00
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of cash advance amount or minimum RM20, whichever higher
Cash withdrawal interest rate 18% per annum daily interest
Balance transfer interest rate 9.99% p.a for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer early settlement penalty Full settlement has to be made

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