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Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

 

  • Earn 1 PremierMiles for every RM3 spend and redeem complimentary flights from over 90 airlines
  • Unlimited access to selected Plaza Premium Lounge nationwide and in Asia Pacific countries
  • Enjoy complimentary rides home from KLIA
  • Travel Cashback: 1,500 PremierMiles = 1,000 Air Miles
  • RM3 local spend = 1 PremierMiles, RM3 overseas spend = 2 PremierMiles
Minimum Monthly Income
Minimum Monthly Income

RM 8

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

9.99% p.a for 12 months

Annual Fee
Annual Fee

RM 600.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Rewards
Earn PremierMiles each time you spend on your card*

Earn 1 PremierMiles for every RM3 spent locally.
Earn 2 PremierMiles for every RM3 equivalent in foreign currencies and on selected online travel merchants below. 

Airlines: Airasia.com, CathayPacific.com, MalaysiaAirlines.com & SingaporeAir.com 
Hotels: Agoda.com, Airbnb.com, Expedia.com & Traveloka.com

Bonus PremierMiles

Be rewarded with 10,000 PremierMiles every year on your card anniversary upon payment of the annual fees.

PremierMiles don’t expire

Keep spending and accumulating your PremierMiles and use them whenever you want, without worrying about expiry.

 

  • Shop with PremierMiles with the rate of 80 PremierMiles = RM1 at over thousand participating merchants

* T&C applies

 

  • Redeem the RM600 card annual fee with 30,000 PremierMiles
Balance Transfer
  • Flexible monthly instalment tenure of 6, 9, 12, 18, 24, 30 or 36 months
  • Flat Interest Rate between 5.32% - 5.81% p.a. which is equivalent to Effective Interest Rate (EIR) of 9.9% p.a.

Citibank Balance Transfer via instalment

Tenure (Month) 6 9 12 18 24 30 36
Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Flat interest rate equivalent by tenure 5.81% 5.56% 5.44% 5.35% 5.32% 5.32% 5.33%
Monthly Repayment (RM) 171.52 115.75 87.87 60.02 46.10 37.77 32.23

 

 

  • Flexible monthly repayments with a minimum 5% monthly repayment of total outstanding balances.
  • Effective interest rate of 8.99% p.a. for 12 months (equivalent to monthly interest rate of 0.749%).

Citibank Balance Transfer

Outstanding Balance (RM)

Normal Finance Charge at

18% p.a. for 12 months (RM)*

Balance Transfer at

8.99% p.a. for 12 months

(RM)**

    You PAY You SAVE
4,000 594 286 308
8,000 1188 572 616

Important Notes :

* Accumulated amount of interest charges incurred in a total of 12 months based on 18%p.a. with a 5% monthly payment on due date.

** Accumulated amount of interest charges incurred in a total of 12 months based on 8.99% p.a. for 12 months.

Travel
  • Unlimited complimentary access to Plaza Premium Lounge
  • Receive a complimentary ride home from KLIA1 when you spend on your PremierMiles card overseas

 

Air Miles Redemption

  • 1,500 PremierMiles = 1,000 Air Miles

 

TRAVEL INCONVENIENCE COVERAGE

  • Flight Delay: Up to RM2,500 for delays of longer than 4 hours or flight cancellation.
  • Missed Flight Connection: Up to RM2,500 for missed connecting flights lasting more than 4 hours.
  • Baggage Delay: Up to RM2,500 for delays of longer than 6 hours when travelling overseas.
  • Baggage Loss: Up to RM12,000 if your luggage is lost or not delivered within 24 hours when travelling overseas.
  • Baggage Damage: Up to RM500.
  • Trip Cancellation: Up to RM16,000 per trip / RM32,000 in aggregate per policy period.
  • Wallet Guard: Up to RM500 for loss of wallet due to snatch theft or robbery.
Note: Limit per cardmember under seventy (70) years of age per occurrence.
 
OVERSEAS 24 HOURS PERSONAL ACCIDENT
  • Covers you and your supplementary cardmember(s) for any personal accidents incurred while overseas, for up to RM300,000 when you charge your travel ticket to your Citi PremierMiles Visa card. You will be covered for a maximum of 30 days.

OVERSEAS MEDICAL EXPENSES INSURANCE

  • Covers you and supplementary cardmember(s) for any medical costs incurred while overseas, for up to RM50,000 when you charge your travel ticket to your Citi PremierMiles Visa card.

LOSS OF BAGGAGE AND PERSONAL EFFECTS WHILE OVERSEAS

Up to RM12,000 coverage in the event your baggage and/or personal effects taken or purchased while on a journey are lost or damaged.

HOME AWAY CONTENT

  • If your home is burgled while you are away, you are eligible to be reimbursed for the sum insured, up to a maximum of RM15,000 per year.

EMERGENCY MEDICAL EVACUATION AND REPATRIATION OF MORTAL REMAINS

  • Covers you up to RM75,000 for Critical Medical conditions that require medical evacuation while overseas, when you charge your travel ticket to your Citi PremierMiles Visa card.

COMPASSIONATE VISIT

  • Reimbursement of up to RM5,000 for expenses incurred for accommodation, communication, travel, and meals when you suffer bodily injury or sickness that requires one person to take care of you, while overseas.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

1.25%

15%

for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months and new cardmembers
Premium
  • Enjoy green fees at up to 30% discounted rates on weekdays at 30 Golf Clubs across Brunei, Cambodia, Indonesia, Malaysia, Philippines, Singapore, Thailand and Vietnam when you complete your booking here and pay with your Citi PremierMiles Visa card.
  • Enjoy up to 45% off dining at some of Malaysia's best restaurant
  • Enjoy benefits at over 900 luxury hotels around the world
FEES & CHARGES
Annual fee RM 600.00
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of cash advance amount or minimum RM20, whichever higher
Cash withdrawal interest rate 18% per annum daily interest
Balance transfer interest rate 9.99% p.a for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer early settlement penalty Full settlement has to be made
Goods & Services Tax (GST) 6% GST will be imposed on fees and charges where applicable

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