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CIMB Enrich World Elite MasterCard

CIMB Enrich World Elite MasterCard

 

  • Fastest way to earn Enrich Miles
  • Exclusive access to Malaysia Airlines Golden Lounge
  • Travel insurance and purchase protection
  • Travel Cashback: 1 Bonus Mile for every RM1 spent overseas
Minimum Monthly Income
Minimum Monthly Income

RM 21

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

5.99% p.a for 6 months

Annual Fee
Annual Fee

RM 1215.09

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Rewards
Fastest way to earn Enrich Miles
Earn Enrich Miles with Spent Capping
1 Bonus Mile RM1 overseas spend Up to 150,000 Bonus Miles earned
1 Bonus Mile RM2 locally spend
1 Bonus Mile RM4 locally and overseas spend After first 150,000 Bonus Miles earned
1 Bonus Mile RM1 spent on www.malaysiaairlines.com  

* 1,000 Bonus Mile = 1,000 Enrich Miles

 Bonus Mile validity: 3 years

Balance Transfer

Plan A: 0.5% per month for 6 months (5.99% p.a)

Balance Transfer Amount (RM) Interest @ 18% p.a. BT Interest (RM) Savings (RM) Savings
3,000 246.99  80.28  166.71 Save 67%   
5,000 411.65  133.80  277.85
10,000 823.30  267.60  555.70

 

Plan B: 0.67% per month for 12 months (7.99% p.a)

Balance Transfer Amount (RM) Interest @ 18% p.a. BT Interest (RM) Savings (RM) Savings
3,000 445.51  189.74  255.77 Save 57%   
5,000 742.52  316.23  426.29
10,000 1485.04  632.45  852.59

 

* Calculation based on the assumption of total interest charged for 6 months or 12 months respectively at 18% p.a. with a monthly minimum payment of 5%

** Minimum amount for balance transfer is RM1,000

Travel

Insurance & Protection

  • Travel inconvenience & cancellation insurance
  • Travel accident & medical insurance up to USD2,000,000
  • Extended warranty
  • Purchase protection
  • Card fraud protection
  • Collision damage waiver when you pay full car rental with CIMB Enrich World Elite Mastercard

 

Malaysia Airlines Golden Lounge

  • Unlimited access to Malaysia Airlines Golden Lounge in and out from Malaysia

List of Malaysia Airlines Golden Lounges:

KLIA International, KLIA Regional, KLIA Domestic, London, Penang, Kota Kinabalu, Kuching

 

Priority booking for MAS promotions

Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

1.25%

15%

for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months
Premium

Enjoy golfing with green fees on us, 4 times per golf club per year, at some of the world’s renowned golf courses regionally. Valid until 31 December 2018.

 

Airport Premium Ride Deal
Book a one-way or return premium ride of your choice between Klang Valley and KLIA/klia2 at an exclusive price. Valid until 31 December 2018.

Find out more here.

 

Regional Dining Privileges

Enjoy exclusive hotel dining privileges at up to 50% off with CIMB Bank credit card as you explore the various fine dining establishments within the region.

View the full list of participating hotel partners here.

FEES & CHARGES
Annual fee RM 1215.09
Annual fee condition 100% waiver for annual spending of RM1,000,000 and above, 50% waiver for annual spending of RM500,000 - RM999,999
Annual fee for suplementary card RM 271.70
Minimum monthly payment 5% of the outstanding balance or a minimum of RM50 whichever is higher
Late payment interest 1% of the total outstanding balance as at statement date or a minimum of RM10, whichever is higher, capped to a maximum of RM100 and will only be imposed if the minimum payment due is not paid by the due date
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount advanced or a minimum of RM15.00, whichever is higher
Cash withdrawal interest rate 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full
Balance transfer interest rate 5.99% p.a for 6 months
Balance transfer max valid duration 12 months
Balance transfer lock in period Not applicable
Balance transfer early settlement penalty Not applicable

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