* 1,000 Bonus Mile = 1,000 Enrich Miles
Bonus Mile validity: 3 years
Plan A: 0.5% per month for 6 months (5.99% p.a)
Plan B: 0.67% per month for 12 months (7.99% p.a)
* Calculation based on the assumption of total interest charged for 6 months or 12 months respectively at 18% p.a. with a monthly minimum payment of 5%
** Minimum amount for balance transfer is RM1,000
Insurance & Protection
Malaysia Airlines Golden Lounge
List of Malaysia Airlines Golden Lounges:
KLIA International, KLIA Regional, KLIA Domestic, London, Penang, Kota Kinabalu, Kuching
Priority booking for MAS promotions
Enjoy golfing with green fees on us, 4 times per golf club per year, at some of the world’s renowned golf courses regionally. Valid until 31 December 2018.
Airport Premium Ride Deal
Find out more here.
Regional Dining Privileges
Enjoy exclusive hotel dining privileges at up to 50% off with CIMB Bank credit card as you explore the various fine dining establishments within the region.
View the full list of participating hotel partners here.
|Annual fee||RM 1215.09|
|Annual fee condition||100% waiver for annual spending of RM1,000,000 and above, 50% waiver for annual spending of RM500,000 - RM999,999|
|Annual fee for suplementary card||RM 271.70|
|Minimum monthly payment||5% of the outstanding balance or a minimum of RM50 whichever is higher|
|Late payment interest||1% of the total outstanding balance as at statement date or a minimum of RM10, whichever is higher, capped to a maximum of RM100 and will only be imposed if the minimum payment due is not paid by the due date|
|Finance charge interest rate per month||1.25%|
|Finance charge interest rate per year||15%|
|Cash withdrawal||5% of the amount advanced or a minimum of RM15.00, whichever is higher|
|Cash withdrawal interest rate||1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full|
|Balance transfer interest rate||5.99% p.a for 6 months|
|Balance transfer max valid duration||12 months|
|Balance transfer lock in period||Not applicable|
|Balance transfer early settlement penalty||Not applicable|