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Bank Rakyat Muslimah Card

Bank Rakyat Muslimah Card

The One And Only Shariah-compliant Credit Card-i For Women In Malaysia.

 

  • Annual Fee: Waived for life
  • FREE family takaful coverage and RM1,000.00 death benefit
  • Enjoy special discount rate of 5-10% at selected merchants
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

13% p.a.

Balance Transfer
Balance Transfer

0.25% per month for first 3 months

Annual Fee
Annual Fee

RM 0.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Cashback
  • Enjoy special discount rate of 5-10% at selected merchants.
Balance Transfer
Profit Rate Duration
0.25% per month or 3% per annum First 3 months
1.125% per month or 13.5% per annum 4th month onwards until balance is fully paid

 

Travel
  • ZERO mark-up rates for overseas transactions.
Low Interest
Tier Level Criteria Interest Rate (p.a.)
Tier 1 Minimum payment received before or on the Due Date for 9 months continuously. Not a member of Bank Rakyat Share 13.5%
Member of Bank Rakyat Share 13%
Tier 2 Minimum payment received before or on the Due Date for 6 months or more within a 9 months period.  Not a member of Bank Rakyat Share  17%
Member of Bank Rakyat Share 15.5%
Tier 3 For those who did not fall under Tier 1 and Tier 2. Not a member of Bank Rakyat Share  18%
Member of Bank Rakyat Share 17%

 

Flexi Pay
  • Flexi Payment facility for transactions of RM1,000 and above with payment plan of up to 24 months.
Premium
  • Special activities with Professional Experts exclusively for cardholders such as :
  1. Grooming workshops: Setting the Look for Today's Professional Muslimah. (In collaboration with Mrs Emi Idura Hashim, Image Consultant for Celebrity Hijab).
  2. Gourmet classes with professional chefs.
    Other activities to be notified from time to time.
  • Special campaigns for Muslimah cardholders
  • Enjoy discounts and promotions offered by MasterCard
FEES & CHARGES
Annual fee RM 0.00
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.125%%
Finance charge interest rate per year 13%
Cash withdrawal 3% of the transaction amount or a RM20, whichever is higher, for other bank will be charged 5% of the transaction amount or a RM20, whichever is higher
Cash withdrawal interest rate 18% per annum daily interest
Balance transfer upfront fee NA%
Balance transfer interest rate 0.25% per month for first 3 months
Balance transfer early settlement penalty NA

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