American Express Platinum Credit Card

American Express Platinum Credit Card

Membership Has More Rewards


  • Annual Fee: Waived for first year
  • Earn up to 5X membership rewards points
  • Complimentary travel and retail purchase insurance
  • Entertainment Cashback: Earn 5X membership rewards at selected cineplexes
  • Groceries Cashback: RM1 = 5 membership rewards points
  • Shoping Cashback: Earn 5X membership rewards at selected bookstores
  • RM1 = 2 membership rewards points
Minimum Monthly Income
Minimum Monthly Income

RM 5

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 12 months

Annual Fee
Annual Fee

RM 800.00

Credit Card's Promotion


Discover how much membership rewards points you earned with American Express Gold Credit Card

Categories Spend Membership Rewards Points
Groceries RM1 5
Cathay Cineplexes RM1 5
Kinokuniya, Borders, Times & MPH RM1 5
Maxis, Digi, Celcom & Telekom via Express Autopay RM1 5
Local and overseas spend RM1 2
Education Institutions, Insurance Providers, Utilities (Electric, Gas, Sanitary and Water), Petrol and Maybank 0% EzyPay Instalment RM1 1

Note: No Membership rewards points will be awarded to Government bodies.

Balance Transfer

Save more with lower interest rates when you transfer your other credit card balance via Maybank Balance Transfer Programme

Tenure (Month) 6 9 12


Minimum Balance Transfer Amount (RM) 1,000 1,000 1,000 2,000 2,000
Interest Rate (per month) 0.50% 0.75% 0% 0.375% 0.413%
One Time Upfront Fee 0% 0% 3% 0% 0%
Monthly Repayment (RM) 171.67 118.61 85.83 88.33 63.82

Travel Insurance Coverage

  • Enjoy complimentary Travel Personal Accident coverage of up to RM1,000,000 as well as Travel Inconvenience coverage for missed connections, luggage delay, luggage loss and flight delay when you charge your ticket to the card.
  • Enjoy Retail Protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year and Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year)
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months

SPG Hotels & Resorts Privileges

Dining privileges at all SPG Hotels & Resorts in Malaysia:

  • 50% savings with two diners
  • 40% savings with three to 10 diners
  • Offers are valid until 31st December 2018
Annual fee RM 800.00
Annual fee condition Waived for first year
Annual fee for suplementary card RM 550.00
Annual fee condition for supplementary card Free for first 2 cards
Minimum monthly payment 5% of outstanding balance or a minimum of RM25, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM75
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of amount withdrawn or RM18, whichever is higher
Cash withdrawal interest rate 18% p.a. or 1.5% p.m. of cash advance amount calculated on a daily basis
Balance transfer upfront fee 3%%
Balance transfer interest rate 0% for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Up to 36 months
Balance transfer early settlement penalty NA

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