Logo
Logo
AmBank TRUE Visa Credit Card

AmBank TRUE Visa Credit Card

 

  • Annual Fee: Waived for life
  • 3% cash rebates on online spending
  • Low interest rate
Minimum Monthly Income
Minimum Monthly Income

RM 3

Interest Rate
Interest Rate

8% p.a.

Balance Transfer
Balance Transfer

0% for 12 months

Annual Fee
Annual Fee

RM 0.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Cashback
  • 3% cash rebate for online transactions

* capped at RM30 per month

Balance Transfer

Secure greater savings when you transfer your outstanding balances from other credit / 
charge cards to your AmBank / AmBank Islamic Credit Card.

Plan Interest Rate / Management Fee (p.a.) Program Tenure (months) Minimum Transfer Amount (RM) Maximum Transfer Amount (RM)
A 0%* 12 4,000 30,000 at customer level
B 4.88% 12, 24 or 36 1,000 Up to available credit limit
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

0.67%

7.99%

for Year 1 if you have promptly settled your Minimum Payment Due

Tier 2

1.00% 12% for Year 2 onwards if you have promptly settled your Minimum Payment Due
Tier 3 1.50% 18% if you have not promptly settled your Minimum Payment Due in the previous month.

 

Flexi Pay

Convert your retail transaction into affordable monthly instalments.

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%
FEES & CHARGES
Annual fee RM 0.00
Annual fee condition Waived for life
Annual fee for suplementary card RM 0.00
Annual fee condition for supplementary card Waived for first 3 supplementary card
Minimum monthly payment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the balance outstanding due or a minimum of RM10; whichever is higher, up to a maximum of RM100.
Finance charge interest rate per month 0.67%
Finance charge interest rate per year 8%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM15, whichever is higher
Cash withdrawal interest rate 1.5% per month or 18% p.a. calculated on a daily rest basis
Balance transfer interest rate 0% for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Varies with each promotion
Balance transfer early settlement penalty RM100.00

Malaysia's Latest Financial and Price Comparison Site

PRODUCT SHORTLISTED.
Select up to 3 product for comparison.
BolehCompare

BolehCompare.com

BolehCompare.com ("we") doesn't provide any financial or professional advice. We only provide a free and impartial price comparison service. We are neither liable nor responsible for any inaccurate information that may be viewed on this website. In case of any discrepancy between the information provided by BolehCompare.com and relevant information provided by banks, card issuers or card providers ("partner institutions"), the information provided by the partner institutions shall prevail. Please read carefully our terms and conditions and privacy policy for more information.