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AmBank Islamic World Mastercard

AmBank Islamic World Mastercard

 

  • Annual Fee : Waived for life
  • Earn 5X AmBonus Points for overseas spend
  • Unlimited access to airport lounge
Minimum Monthly Income
Minimum Monthly Income

RM 10

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 12 months

Annual Fee
Annual Fee

RM 0.00

Credit Card's Promotion

CARD BENEFITS CASH BACK CREDIT CARD BENEFITS
Rewards
  • Earn 5X AmBonus Points for overseas spend.
Balance Transfer

Secure greater savings when you transfer your outstanding balances from other credit / 
charge cards to your AmBank / AmBank Islamic Credit Card.

Plan Interest Rate / Management Fee (p.a.) Program Tenure (months) Minimum Transfer Amount (RM) Maximum Transfer Amount (RM)
A 0%* 12 4,000 30,000 at customer level
B 4.88% 12, 24 or 36 1,000 Up to available credit limit
Travel

Fast track your frequent flyer miles

  • Convert AmBonus Points to Air Miles with world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG and redeem free flights for your next getaway with over 50 airline partners.

 

Airport Lounge Access

  • Enjoy unlimited lounge access throughout the year plus 25% discount on all lounges in Malaysia and 20% discount on all lounges overseas for each accompanying guest.

 

Travel Takaful

  • Up to RM2 million travel insurance coverage when the full fare of airline tickets are charged to the Card.

 

E-Commerce Purchase Protection & Wallet Guard

  • Click here for more info.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1

1.25%

15%

for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months

 

Flexi Pay

Convert your retail transaction into affordable monthly instalments.

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%
Premium

Golf Privileges

  • Choose from our list of exclusive courses where you can enjoy 50% discount on green fees.

 

Complimentary Hilton Premium Club Membership Card that offers:

Dining:

  • Up to 50% dining discounts at all participating Hilton Hotels in Malaysia, Thailand & China.
  • For dining discounts around the region please look at www.premiumclubasia.com

Accomodation Benefits:

  • 10% off Best Available Room Rates at all participating Hilton hotels in Asia.
  • For accommodation discounts around the region please look at www.premiumclubasia.com

Note: The above privilege is extended free to Cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrolment.

FEES & CHARGES
Annual fee RM 0.00
Annual fee condition Waived for life
Annual fee for suplementary card RM 188.00
Annual fee condition for supplementary card Waived up to 3 supplementary card, 4th supplementary card will be charge RM188.00 p.a.
Minimum monthly payment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the balance outstanding due or a minimum of RM10; whichever is higher, up to a maximum of RM100.
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM50, whichever is higher
Cash withdrawal interest rate 1.5% per month or 18% p.a. calculated on a daily rest basis
Balance transfer interest rate 0% for 12 months
Balance transfer max valid duration Up to 36 months
Balance transfer lock in period Varies with each promotion
Balance transfer early settlement penalty RM100.00

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