AmBank BonusLink Visa Gold

AmBank BonusLink Visa Gold

It’s A 2-in-1 Card That Is A Credit Card AND A BonusLink Card. Enjoy The Best Of Both Worlds With One Single Card.


  • Annual Fee : Waived with minimum of 12 swipes per annum
  • Earn up to 10X BonusLink points
  • Up to RM1 million travel insurance coverage
  • Travel Cashback: Every RM10 overseas spend = 3 BonusLink points
  • Every RM10 local spend = 3 BonusLink points
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer


Annual Fee
Annual Fee

RM 225.00

Credit Card's Promotion


Collect 30 BonusLink Points* for every RM10 spent on selected retail transactions as listed below:

  • Shell Petrol
  • Parkson purchases
  • Dining
  • Groceries
  • Online transactions
  • Entertainment: Movie tickets, bowling alleys & more!

2 SETS of BonusLink Points

Use this card at BonusLink Partners’ outlets to collect 2 sets of BonusLink Points, one from AmBank and another from BonusLink Partners.

*Terms and conditions apply and list of eligible mcc are available here.


Local Transactions:

  • Collect 3 BonusLink Points for every RM10 spent on other local retail transactions

Overseas Transactions:

  • Collect 3 BonusLink Points for every RM10 spent overseas

Travel Insurance

  • Up to RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the Card.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months


Flexi Pay

Convert your retail transaction into affordable monthly instalments.

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%
Annual fee RM 225.00
Annual fee condition Waived for first 2 years, subsequent years waived with minimum 12 swipes p.a.
Annual fee for suplementary card RM 125.00
Minimum monthly payment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the balance outstanding due or a minimum of RM10; whichever is higher, up to a maximum of RM100.
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM15, whichever is higher
Cash withdrawal interest rate 1.5% per month or 18% p.a. calculated on a daily rest basis

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