Affin Bank Visa / Mastercard Gold

Affin Bank Visa / Mastercard Gold


  • Annual fee : Waived for life
  • RM1 = 1 AFFIN Rewards Point
  • Complimentary travel insurance coverage
Minimum Monthly Income
Minimum Monthly Income

RM 3

Interest Rate
Interest Rate

12% p.a.

Balance Transfer
Balance Transfer

0% for 6 months

Annual Fee
Annual Fee

RM 150.00

Credit Card's Promotion


AFFIN Rewards

  • Earn 1 AFFIN Rewards Point for every RM1 retail transaction spent
Balance Transfer


Tenure (months) Minimum Transfer Amount (RM) One-time Upfront Interest
6 1,000 2%
12 1,000 4%
18 2,000 5%
24 2,000 6%
36 3,000 7%

Travel Insurance

  • Complimentary insurance coverage up to RM500,000 when you charge full airline fare to AFFINBANK credit card
Low Interest
Conditions Interest Rate (per annum) Interest Rate Rebate (per annum)
Minimum payment received before or on the payment due date



Minimum payment received after the payment due date

17.5% NA

*Finance Charge shown is after the Finance Charge Rebate deduction.

Note: Cardmembers who make at least the minimum payment before or on the payment due date will receive a Finance Charge rebate, which shall apply for the affected month or months.

Annual fee RM 150.00
Annual fee condition Waived for first year, subsequent years waived with minimum 12 swipes or spend of RM24,000 p.a.
Annual fee for suplementary card RM 75.00
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1%
Finance charge interest rate per year 12%
Cash withdrawal 5% of cash advance amount or minumum RM20, whichever higher
Cash withdrawal interest rate 18% per annum daily interest
Balance transfer upfront fee 2%%
Balance transfer interest rate 0% for 6 months
Balance transfer max valid duration Up to 36 months

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