AEON Platinum Visa Card

AEON Platinum Visa Card


  • Annual Fee: Free for first year, waived with minimum spend of RM18,000 for subsequent years
  • Earn cash back and extra member points at AEON and AEON BiG stores
  • Up to RM200,000 travel insurance coverage
Minimum Monthly Income
Minimum Monthly Income

RM 5

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

0% for 6 months

Annual Fee
Annual Fee

RM 200.00

Credit Card's Promotion

  • 2% cash back on Online Utility Bills Payment

* Capped at RM25 per month

  • 5% cash back on AEON Thank You Day every 20th of the month
  • 5% cash back on AEON BiG Thank You Day every 28th of the month

* Capped at RM100 per month

  • Every RM1= 4 AEON Points for spending inside AEON or AEON BiG stores.
  • Every RM1= 1 AEON Point for other transaction.
  • Every RM1= 3 AEON Points for petrol, Overseas and Dining transactions for 1 year from card approval date.
  • Get up to RM14 rebate when you purchase movie ticket as participating cinemas inside AEON Mall and selected mall every weekday.
Balance Transfer
Transfer Amount (RM) Other Bank's Interest AEON Credit Service
18% p.a. 6 months     Savings
1,000 81.91 0% 81.91
3,000 246.99 246.99
5,000 411.65 411.65
10,000 823.30 823.30
15,000 1234.94 1234.94
  • Global travel coverage up to RM1,000,000.
  • 6X access to Plaza Premium Lounge.
  • Flight travel personal accident insurance up to RM200,000.
Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for those who did not fall under Tier 1 & Tier 2
Flexi Pay
Tenure Minimum Retail Purchase Transaction Limit One-time Upfront Interest
6 months RM500.00 2.50%
12 months RM1,000.00 3.50%
18 months RM2,000.00 5.50%


  • Unlimited access to AEON lounges in Malaysia.
Annual fee RM 200.00
Annual fee condition FREE for the first year. Subsequent years FREE with minimum combined spending of RM18,000 per year
Annual fee for suplementary card RM 100.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction
Cash withdrawal interest rate 18% p.a. of the cash advance amount calculated on a daily basis from the day (after) cash disbursement
Balance transfer interest rate 0% for 6 months
Balance transfer max valid duration 6 months

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