UOB Visa Infinite Card

UOB Visa Infinite Card


  • Infinite travel, shopping, dining & golf benefits and privileges
  • Purchase protection available
  • Earn UNIRinggit points on all spend
Minimum Monthly Income
Minimum Monthly Income

RM 10

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

6% for 12 months

Annual Fee
Annual Fee

RM 600.00

Credit Card's Promotion

  • Receive 3,000 Enrich Miles when you activate and spend RM3,000 within 60 days from card approval date.
  • Enjoy double airmiles redemption during your birthday month!
  • Accumulate your spend and receive double UNIRinggit every quarter.
Duration Spend Amount (RM) UNIRinggit





RM50,000 - RM79,999

RM80,000 and above 200,000
Balance Transfer

Reducing Balance

Plan Special Interest Rate Special Interest Rate Term
Plan 14 7.77% p.a. 6 months
Plan 15 7.88% p.a. 12 months
Plan 16 7.99% p.a. 18 months


Fixed Balance

Fixed-pay 6 Months Fixed-pay 12 Months
3.3% interest for 6 months 6.0% interest for 12 months
  • 4x Complimentary Limo Ride
  • 20% off Airport Limo Transfer (overseas)
  • 25% Immigration Fast Track Services
  • Up to 20% discount at over 200 Airport Dining outlets
  • Complimentary Airport Lounge Access
  • 5x UNIRinggit points for every RM1 spend on overseas spend
  • Airmiles Redemption

- 7,000 UNIRM = 1,000 Enrich Miles

- 6,500 UNIRM = 1,000 KrisFlyer Miles

  • Up to RM500,000 travel insurance insured


Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of at least 10/12 months
Tier 3 1.50% 18% for those do not faill in tier 1 or tier 2
Flexi Pay
  • 0% EPP for education/medical fees or luxury purchases of above RM10,000
  • 0% EPP for overseas spend above RM3,000
  • Complimentary Green Fees all year round
  • Up to 30% regional golf discounts
  • Enjoy complimentary membership and access to prestigious members-only clubs
Annual fee RM 600.00
Annual fee for suplementary card RM 300.00
Minimum monthly payment 5% of the outstanding balance or RM50, whichever is higher
Late payment interest A minimum of RM10 or 1% of total outstanding balance excluding Finance Charges and fees as at Statement Date whichever is higher, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal 5% of the amount withdrawn or a minimum of RM20* whichever is higher
Cash withdrawal interest rate 18% p.a. daily interest from the total cash advance amount
Balance transfer interest rate 6% for 12 months
Balance transfer max valid duration Up to 18 months
Balance transfer early settlement penalty RM100

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