Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.
Online purchases comprise of all internet/online purchases.
* Based on fixed rate 5.99% per annum
|Annual fee||RM 250.00|
|Annual fee condition||Waived for first year, subsequent years waived with minimum spend of RM20,000 p.a.|
|Annual fee for suplementary card||RM 0.00|
|Minimum monthly payment||5% of outstanding balance or a minimum of RM50, whichever is higher|
|Late payment interest||1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100|
|Finance charge interest rate per month||1.25%|
|Finance charge interest rate per year||15%|
|Cash withdrawal interest rate||18% per annum calculated on a daily basis|
|Balance transfer interest rate||5.99% p.a|
|Balance transfer max valid duration||Up to 36 months|