Standard Chartered JustOne Platinum MasterCard

Standard Chartered JustOne Platinum MasterCard


  • Up to 15% cashback on auto-billing, online purchases and petrol spend
  • 0.2% cashback on all other spend
Minimum Monthly Income
Minimum Monthly Income

RM 2

Interest Rate
Interest Rate

15% p.a.

Balance Transfer
Balance Transfer

5.99% p.a

Annual Fee
Annual Fee

RM 250.00

Credit Card's Promotion


Cashback Rate

Retail spend (RM) Auto billing, Online Purchases & Petrol Others Categories Capping Rate (RM)
Below 1,000 0.2% 0.2% 12
1,000 - 1,499.99 5% 0.2% 12
1,500 - 2,499.99 10% 0.2% 28
2,500 and above 15% 0.2% 85


Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities.

Online purchases comprise of all internet/online purchases.

Balance Transfer

Enjoy a low interest rate across flexible repayment periods with Standard Chartered Balance Transfer Plus

  Monthly Repayment (RM)
Balance Transfer Amount (RM) 12 mth 18 mth 24 mth 36 mth
1,000 88.33 60.55 46.66 32.77
5,000 441.63 302.74 233.29 163.85
10,000 883.25 605.47 466.58 327.69
15,000 1324.88 908.21 699.88 491.54
20,000 1766.50 1210.94 933.17 655.39

* Based on fixed rate 5.99% per annum

Low Interest
Tiering Interest Rate (per month) Interest Rate (per annum) Duration
Tier 1



for prompt repayment of 12/12 months

Tier 2

1.42% 17% for prompt repayment of 10/12 months
Tier 3 1.50% 18% for prompt repayment less than 10/12 months
Annual fee RM 250.00
Annual fee condition Waived for first year, subsequent years waived with minimum spend of RM20,000 p.a.
Annual fee for suplementary card RM 0.00
Minimum monthly payment 5% of outstanding balance or a minimum of RM50, whichever is higher
Late payment interest 1% of the unpaid outstanding balance or a minimum of RM10, whichever is greater, up to a maximum of RM100
Finance charge interest rate per month 1.25%
Finance charge interest rate per year 15%
Cash withdrawal interest rate 18% per annum calculated on a daily basis
Balance transfer interest rate 5.99% p.a
Balance transfer max valid duration Up to 36 months

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